SBI E-Mudra Loan 2023 : Apply Online, Eligibility, Features, Helpline Number & Required Documents

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Short Info: SBI ई-मुद्रा लोन – [Apply Online] SBI E-Mudra Loan 2022 – Emudhra SBI e loan 8044 Online Registration, Application Form, Helpline Number & Required Documents, Eligibility, Features, Benefit and Check Online Application Status at Official Websit

SBI E-Mudra Loan 2022 Apply online 50,000 loan, Helpline Number

  • SBI e-Mudra: Loan provided by SBI will help in machine purchase and business expansion
  • Loan up to 50 thousand can also be taken in this scheme, documents will not be required for this.

SBI E-Mudra Loan 2022 Apply Online

Summary: The Pradhan Mantri Mudra Yojana (PMMY) is one such scheme that is operated by SBI. Pradhan Mantri MUDRA Yojana (PMMY) is a scheme initiated by the Honourable Prime Minister on April 8, 2015 to provide credit facility to Non-Corporate, Non-Farm MSME units with loans of up to Rs.10 lakh.

All Candidates who are willing to apply online application then download official notification and read all eligibility criteria and application process carefully. We will provide short information about “SBI E-Mudra Loan 2022” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.

SBI E-Mudra Loan 2022 – Overview
Name of SchemeSBI E-Mudra Loan
in LanguageSBI e-currency loan
Initiated ByPradhan Mantri Mudra Yojana (PMMY) 
Launched byState Bank of India
BeneficiariesCitizen of India
Major BenefitLoan
Scheme ObjectivePersonal needs and for business requirements
Scheme underState Government
Name of StateAll India
Post CategoryScheme/ Yojana
Official Website
Important Links
Apply OnlineRegistration | Login
NotificationClick Here
SBI E-Mudra Loan 2022Official Website

SBI e-Mudra

Existing SBI savings and current account holding customers can now apply for the SBI Mudra loan online. Loan applications for up to Rs.50,000 can be submitted on the SBI e-Mudra portal –

  • Shishu Loan : Under this, the bank provides an amount of up to Rs 50,000 / – in the form of Shishu Loan {Loan}.
  • Kishor Loan : Under Kishore loan, loans above Rs. 50,000 / – are given by the bank and up to Rs. 5 lakhs.
  • Tarun Loan : Loans above Rs 5 lakh and up to Rs 20 lakh are given under Tarun loan.

Particulars of Pradhan Mantri Mudra Yojana scheme:

Loan AmountLoan TenureInterest RateProcessing Fee
Shishu: Up to Rs.50,000Kishore: Between Rs.50,001 and Rs.5 lakhTarun: Between Rs.5,00,001 and Rs.10 lakh3 years to 5 years (moratorium period of up to 6 months may be offered)Linked to the MCLRNil for Kishore and Shishu loans; 0.50% plus tax for Tarun

{PMMY} Mudra loan Granting Banks and Institutions

  • There are 27 public sector bank loans under Pradhan Mantri Mudra Yojana (PMMY).
  • 17 private sector banks also provide SBI Mudra loans.
  • 4 Cooperatives, by 31 Regional Rural Banks
  • Apart from 36 microfinance institutions
  • 25 non-banking financial institutions

Apply Online : SBI E-Mudra Loan Application Form

  • Please Input or select through drop down menu and fill application form.
  • Please provide Aadhaar No. for e-KYC through UIDAI (User to ensure his present Mobile Number is linked with Aadhar (For OTP purposes) since e-KYC, e-Sign has to be completed through OTP authentication for processing and disbursement.
  • For Above 50,000 to Rs. 1 lacs, applicant to visit Branch where his SBI Saving/ Current Account is maintained and complete document signing formalities. Upon Completion of formalities, you will receive SMS in your mobile number advising to initiate further process viz. account opening & Disbursement by revisiting e-MUDRA portal. The process needs to be completed within 30 days after receipt of SMS of loan sanction.


The documents to be uploaded should be in PDF/ JPEG / PNG format, maximum size 2MB.

Step to Apply Online SBI E-Mudra Loan 2022

Step 1- Visit the Official Website SBI E-Mudra Loan i.e.

Step 2- Click on the button ‘Proceed’ on the homepage.

Step 3- Read the instructions given in Hindi or English and click on ‘’Ok’’ to proceed to the next page.

Step 4- Fill in your mobile number, SBI savings/current account number, and required loan amount.

Step 5- Click on ‘Proceed’.

Step 6- Fill in the details required in the online application form. You can also select the relevant data through the dropdown menu.

Step 7- Upload the necessary documents.

Step 8- Accept the SBI e-Mudra Terms and Conditions with an e-Sign. To do this:

Step 9- Input your Aadhaar number.

Step 10- Tick on the consent check box for using your Aadhaar for purposes of the e-Sign.

Step 11- You will receive an OTP to your mobile number registered with your Aadhaar.

Step 12- Enter the OTP in the required field to complete your application.

SBI’s e-Mudra facility makes it easier to get your loan sanctioned with minimal documentation and faster approvals.

E-Mudra Loan Scheme Interest Rates

The interest rates under the Mudra Loan scheme can vary according to the functioning of different banks. Normally banks charge an annual interest rate of 12% in Mudra loan scheme, but if the government receives capital subsidy on the basis of its business risk, then this subsidy can be linked to Mudra Loan. One big thing in this is that in general, no subsidy is given by the government under the Mudra Scheme.

Important Document

Required Document to Apply Online

i. Savings/Current Account number and branch details.

ii. Proof of Business (Name, Start date & Address)

iii. UIDAI- Aadhar Number (should be updated in A/c Number).

iv. Community details (General/SC/ST/ OBC/ Minority)

v. Other information for uploading like:


Proof of Shop & Establishment or Any other Business Registration document (if available).

Eligibility Criteria

Beneficiary Guidelines

  • The borrower should be between 18 and 60 years of age.
  • The deposit account should have been active for a minimum of 6 months.

Application Rejection of Mudra

  • Proper documents should not be given by the applicant in the Mudra Loan application.
  • If the bank does not see better prospects in your project in future.
  • The applicant has already taken a business loan.
  • The applicant is a defaulter or insolvent.
  • The applicant is not able to fulfill the required qualifications of Mudra Loan.

Key Features of Scheme

Scheme Feature

i. Should be a micro entrepreneur.

ii. Should be an existing CA/SB Account holder of SBI, minimum 6 months old.

iii. Max eligible Loan amount- Rs.1.00 Lakh

iv. Maximum Loan period-5 Years

v. Instant availability of loan up to Rs.50,000/- based on Bank’s eligibility norms.

vi. For loan above Rs.50,000/-, customer to visit Branch for completing formalities.

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