Short Info: കേരള സഹയഹസ്തം പദ്ധതി – [Apply Online] Kerala Sahayahastham Scheme (CMHLS) 2022 – Sahaya Hastham Online Registration, CM Interest Free Loans to Women SHGs Application Form PDF Download, Eligibility, Beneficiary List, Payment/ Amount Status, Features, Benefits and Check Online Application Status at Official Website wcd.kerala.gov.in.
| Short Scheme Details: | |
| Name of Scheme | Kerala Sahayahastham Scheme |
| Application Status | Active |
| Scheme Benefit | Provide proper loan facilities to all of the women self-help groups |
Kerala Sahayahastham Scheme 2022: Kerala Sahayahastham Scheme List, Status News Update
| Latest News Update: |
| The number of widows in Kerala is very High. Majority of this families are living in deplorable conditions. The scheme propose to extend a helping hand to these families by way of providing financial assistance to self employment. This is a one time Financial Assistance. |
Kerala Sahayahastham Scheme 2022 Apply Online
Summary: Sahayahastham Scheme 2022 has been launched by the Kerala government. In this Chief Minister’s Loan Scheme, interest free loans are provided to women self help groups (SHGs).———Sponsered Searches———
Over 22.77 lakh women in the state have benefited from ‘Sahayahastham’, the chief minister’s loan scheme, launched to help people who lost their livelihood due to the Covid-19 pandemic. These women are members of 1.95 lakh neighborhood groups (NHGs) under the Kudumbashree – the poverty eradication and women empowerment programme of the government.
All Candidates who are willing to apply online application then download official notification and read all eligibility criteria and application process carefully. We will provide short information about “Kerala Sahayahastham Scheme 2022” like Scheme Benefit, Eligibility Criteria, Key Features of Scheme, Application Status, Application process and more.
| Kerala Sahayahastham Scheme 2022 – Overview | |
| Name of Scheme | Sahayahastham Interest-Free Loan Scheme or CM Helping Hand Loan Scheme (CMHLS) |
| in Language | Kerala Sahayahastham Project |
| Launched by | Pinarayi Vijayan |
| Beneficiaries | Women neighborhood groups |
| Major Benefit | Loans of 2000 to 10000 |
| Scheme Objective | Provide proper loan facilities to all of the women self-help groups |
| Scheme under | State Government |
| Name of State | Kerala |
| Post Category | Scheme/ Yojana |
| Official Website | wcd.kerala.gov.in |
| Important Dates | |
| Event | Dates |
| Starting Date to Apply Online | Available Soon |
| Last Date to Apply Online | Available Soon |
| Important Links | |
| Event | Links |
| Apply Online | Registration | Login |
| Notification & Application Form | Click Here |
| Kerala Sahayahastham Scheme 2022 | Official Website |
Kerala Sahayahastham Scheme Online Registration Process
Interest-free loans to women self-help groups: The scheme worth C2,000 cr is to provide interest-free loans to the women self-help groups. The participating banks give loans to the NHGs and the 9% interest charged by them is paid by the government.
Procedure to Apply Online Kerala Sahayahastham Scheme Application Form 2022
Kerala Sahayahastham Scheme 2022 to provide interest free loans to women SHGs, around 22.77 lakh women under Kudumbashree are beneficiaries, avail loan b/w Rs. 5,000 to Rs. 20,000 with repayment starts from 6 months, check complete details here.
State Level Consolidation Report
Step 1- Visit the Official Website of Kerala Sahayahastham Scheme i.e. wcd.kerala.gov.in.
Step 2- On the home page click on the option called CMHLS-State Level Consolidation
Step 3- The detail district wise list of the neighborhood self-help group members will display on your screen
Daily Reports
Step 1- Visit the Official Website of Kerala Sahayahastham Scheme i.e. wcd.kerala.gov.in.
Step 2- You can click on the tab called Daily Reports
Step 3- The updated daily reports will display on your screen
Step 4- You can also download the reports by clicking on the download button
Account Status
Step 1- Visit the Official Website of Kerala Sahayahastham Scheme i.e. wcd.kerala.gov.in.
Step 2- You can click on the tab called Bank Wise NHG Account Status
Step 3- The details of the bank and all of the account status will display on your screen.
Required Document for Kerala Sahayahastham Scheme
| Important Document to Apply Online |
| Address proofID proofRegistration certificate of self-help groupBank account details |
Kerala Sahayahastham Scheme Eligibility Criteria
| Beneficiary Guidelines |
| The applicant must be legal and permanent resident of the Kerala stateThe age limit of Destitute widows most be below 55 yearsThe applicant must be working in a women self-help groupYearly income limited to 1 lakhThe applicant must have a working bank accountThe Project will be start alone or in connecting with SHG groups. (maximum 10 beneficiaries from a district ) |
Kerala Sahayahastham Scheme 2022: Online Application Form
| ABOUT SCHEME |
| Kerala Sahayahastham Scheme 2022: Online Application Form PDF Download – The number of widows in Kerala is very High. Majority of this families are living in deplorable conditions. The scheme propose to extend a helping hand to these families by way of providing financial assistance to self employment. This is a one time Financial Assistance. The ‘Sahayahastham’ scheme worth Rs 2,000 crore is to provide interest-free loans to the women self-help groups.Implementation Of The SchemeThe repayment starts six months after the sanction and has to be completed in three years. The loan amount to a group member ranges between Rs 5,000 and Rs 20,000.Kudumbashree executive director S Harikishore said the disbursal of funds which was started in April is nearing completion.There are nearly three lakh neighborhood groups under the Kudumbashree having an average loan size of Rs 4.5 lakh. The repayment rate is over 98%, thanks to the joint responsibility of group members.Among the districts, Thiruvananthapuram tops the list where 2.9 lakh members of nearly 24,000 groups availed themselves of the loans. It was followed by Thrissur with 2.56 lakh members and 20,500 groups.Financial/Help Assistance patternThe Project will be start alone or in connecting with SHG groups. (maximum 10 beneficiaries from a district )Handling Section in WCD DirectorateSection: Women Empowerment Cell (WEC) Seat: WEC2 Name: Shafeena V Designation: Senior Clerk |
Objectives of Kerala Sahayahastham Scheme 2022
| SCHEME OBJECTIVE |
| OBJAPPDETAILS |
Major Benefits
| BENEFICIARY BENEFITS |
| The loan amount to a group member ranges b/w Rs. 5,000 and Rs. 20,000.The 9% interest charged by the banks is paid by the Kerala state government. |
Key Features of Scheme
| SCHEME FEATURES |
| Around 22.77 lakh women in the state have already been benefited from this scheme with an allocation of Rs. 2000 crore.The women beneficiaries of Kerala Sahayahastham Scheme 2022 are members of 1.95 lakh neighborhood groups (NHGs) under the Kudumbashree.Repayment of Interest Free Loans under Sahayahastham Scheme starts 6 months after its sanctioning and has to be completed in 3 years.The participating banks give loans to the NHGs and the 9% interest charged by them is paid by the government.About 40% of the lenders are primary agricultural credit cooperative societies, while the rest include scheduled banks and private banks. |